BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

Basic Life and Accidental Death and Dismemberment (AD&D)

Basic Life and Accidental Death and Dismemberment (AD&D) will be fully paid for by Invited for all benefit eligible employees. This vital benefit is part of Invited’s benefits Plan as an essential financial security plan. It is important to understand how your Plan works and what benefits you will receive. Just as you would keep track of money that you put into a bank or other financial institution; it is in your best interest to keep track of your survivor benefits. In case of death by accident, the plan pays double the amount of the basic benefit.  For dismemberment benefits, please see the Summary Plan Description. 

Life insurance offers financial protection in the event of your death. AD&D insurance provides financial protection if you have specific injuries or die as a result of an accident. The Basic Life and Basic AD&D Insurance paid for in full by Invited effective January 1, 2021 providers the following benefit for benefit eligible employees:

• Full time hourly employees:  $10,000 

• Salaried employees:              $25,000

If you are already participating in the Invited life insurance plan, your beneficiary will not change unless you enter a change in the enrollment system.  For all employees not currently in the life insurance plan, the policy will make payments to the contractually identified beneficiaries. 

You may enroll in the Voluntary Life Plan as a new hire or during annual Open Enrollment.  If you enroll during these two periods, you may be subject to Evidence of Insurability (EOI), when requested benefit amounts are not higher than defined maximums or limits.

If you have benefit questions, send them to benefits@clubcorp.com or call Benefits Department at 800-800-4615.